Dear Mr. Nizaam Hussain, Insurence policies are of different types. What you mean by normal policy?. first you specify whether it is a traditional policy or an unitlinked policy. If it is a traditional policy you can not cancel that policy before the completion of duration of the policy. Otherwise you will lose fund revival charges and it may around half of the policy amound. if it is a unit linked policy after 3 year completion you can close the policy if necessary. and you may lose some few amount of money as charge. And in such policies there is option that you can paid up the policy that is, no need to pay again but cqan hold the policy. that is also possible. so pls specify the nature of policy, duration of the policty and name so that some more suggestions can be given. Because it is a good amount you have paid think very well before going to cancell it. Regards --- On Fri, 20/8/10, SIMPLE FAST <rockysimple143@gmail.com> wrote:
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