Wednesday, July 21, 2010

[www.keralites.net] Beware of Vishing



As received

--- On Wed, 21/7/10, noreply@VIJAYABANK.co.in <noreply@VIJAYABANK.co.in> wrote:

From: noreply@VIJAYABANK.co.in <noreply@VIJAYABANK.co.in>
Subject: Beware of Vishing
To: raopr_in@yahoo.com
Date: Wednesday, 21 July, 2010, 4:06 PM

Dear Madam/Sir,
           
Beware of Vishing:

A new phenomenon called 'Vishing', similar to 'phishing' has now emerged as the latest way to steal valuable user information.

What Is Vishing?

Unlike email phishing attacks (where the goal is to get you to point your Web browser to a fraudulent site by clicking on a bad link), Vishing employs text messages, phone recordings, and email to persuade customers to dial a telephone or respond to a telephone call. The criminals may say your account has been suspended, deactivated, or terminated. The primary differences, therefore, to a traditional Phishing attack are:
a) It can be voice or SMS instigated rather than through email or redirection methods, though email can also be used;
b) It requests a phone number be contacted rather than an Internet site.

Be Alert:

1. When you receive any call telling you that a major transaction has taken place in your account and instructing you to either provide confidential bank / credit card account information or call back on a particular number.
2. When you receive a promotional message or call informing you about incentives such as a 2% downgrade on home loan rate or a free upgrade to a platinum credit card with a gift and asking you to provide confidential information.
3. When you receive a call with the caller identifying himself as a Vijaya Bank representative, when you are not expecting such a call and asking for confidential information.
4. When the caller identifying as a Vijaya Bank representative does not know details like your first name and last name.

Beware and safe:

1. Never call back a phone number sent to you in an email or provided through a phone call and provide confidential bank/credit card account information.
2. Never reveal or key-in your confidential details to anyone who calls or e-mails, unless the communication is a response to your query or complaint made previously.
3. Always call our numbers and speak to Bank officials if you encounter any such calls or messages.

Kindly note  Vijaya Bank  does not call and seek any confidential information of the customer. However, Vijaya Bank may call a customer and ask for confidential information for verification & authentication only in response to that customer's request / query / complaint.

VIJAYA BANK

41/2 M.G.Road
Head Office,
Bangalore - 560001
Website: www.vijayabank.com
Phones:080-25584066,
Fax : 080-25584236

www.keralites.net   


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